Earn 5.09%* AER variable interest on cash with an investment ISA

Easy, tax-free investing starts when you open a Dodl investment ISA.

Plus, earn interest on cash not yet invested – so you can learn more about investing, while your money works for you.

 

*The interest earned on cash will be 4.84% AER variable from 1 December 2024.

While ISAs have certain tax benefits, their tax rules could change in future and your personal circumstances can also affect how you're taxed.

Image shows phone preview of investment ISA in Dodl app

What is an investment ISA?

Also known as a stocks and shares ISA, it’s your simple, tax-free investment account.

Invest your savings

You might’ve seen it called a stocks and shares ISA with other providers, but it’s the same thing: an individual savings account (ISA) that lets you invest what you save, giving you the opportunity to grow it.

Without paying tax!

An investment ISA has tax benefits. You can add up to £20,000 to it each year, and the investments you buy can grow and earn income, tax free! ISAs are an investor's friend but remember, tax and ISA rules could change in future.

For the full details of the Dodl investment ISA, make sure you read its key features.


Read the key features

Get your money working straight away

We don’t want you to rush when deciding where to invest your money. That’s why we’ll pay you 5.09% AER variable interest (4.84% AER from 1 December 2024) on any cash in your account that’s not yet invested.

So, while you learn more about investing with our excellent tools and tips, your money will already be working for you.

Read more about interest

Why choose a Dodl investment ISA?

Because Dodl keeps things simple. You can open your ISA and start your investing journey with as little as £25 a month. And here are just a few more reasons...

  • Part of AJ Bell

    You get all the AJ Bell experience and expertise, squeezed into one easy-to-use, no-nonsense investment app.

    Next

    AJ Bell logo

  • Low-cost investing

    Invest for less with just a 0.15% account charge - making Dodl one of the best value investment apps around.

    Next

    Piggy bank icon on red background

  • Hassle-free choices

    Keep the choice but lose the hassle, with Dodl’s straightforward range of AJ Bell funds, themed investments and shares.

    Next

    Phone preview showing Dodl investment range in the app

    While investing with Dodl is…a doddle, it carries risk. The value of your investments can go down as well as up and you could end up with less than you put in.

    Investment ISA charges

    Like all Dodl accounts, you'll only pay one simple low-cost charge for your investment ISA. Here's how it works.

    How much?

    0.15% of the value of your investments per year (min £1 per month)

    How will I pay it?

    It’s collected from the available cash in your investment ISA once a month, so it’s spread over the whole year.

    Anything else?

    The investments you choose have their own charges to buy/sell or hold them.

    More on charges

    How to get started 

    It’s as easy as 1-2-3 to get started with a Dodl investment ISA.

    1

    Open your account

    Sign up and open your shiny new investment ISA in minutes

    2

    Add cash to it

    3

    Start investing

    Build up your tax-free investment portfolio from the range of funds, themes and shares.

    Like what you’re hearing? Download Dodl today to open your investment ISA.

     

    Download the app

    Help’s on hand

    Head to the help centre to have all your questions answered. And you can chat to Team Dodl anytime in the app or at hello@dodl.co.uk.

    Get a little help

    You can always learn more before (and after) taking your first investing steps with Dodl. Pop the kettle on, get comfortable and head to the Dodl learn tab, where you can master the basics of investing.

    Get started today

    
    
    It's important to know

    You have to be a UK resident for tax purposes to open an account with Dodl.

    The past performance of investments isn't an indicator of their future performance and their value can go down as well as up. This means you could get back less than you originally invested. 

    Dodl doesn’t offer any advice so if you’re not sure about the risks involved with investing, you should speak to a suitable financial adviser. 

    How you're taxed depends on your circumstances, and tax rules can change in future.