Our investment charges

Pay as little as £1 per month to invest with Dodl and keep more of the money you make.

And pay ZERO charges for 12 months with our FREE investment ISA and Lifetime ISA accounts*.

*Available to new and current customers, open an ISA or fund an existing one with £1,000 before 30 April 2026, and you won’t pay any Dodl charges for 12 months.

Preview of app showing Dodl charge being taken

The Dodl account charge

What's the Dodl account charge?

0.15% of the value of your investments in each account, per year. It’s paid monthly and is a minimum £1 per month for a pension or general investment account. That’s it!

And remember, our investment ISA and Lifetime ISA accounts are now fee-free for 12 months* – after this, you’ll pay the regular Dodl account charge.

It's free to:

Open an account
Transfer an account
Hold cash in an account
Withdraw your cash (with certain Lifetime ISA exceptions!)
Close your account

How do you pay the charge?

It’s calculated and collected monthly, from the available cash in your account, so it’s spread out over the whole year.

Remember to keep some cash in your account to cover your Dodl charge each month (don’t worry, you’ll be given a heads up before it’s collected).

Visit the help centre to find out more about how your Dodl charge is calculated and collected.

Calculate your investment platform charges on Dodl

See what a Dodl pension or general investment account would cost you each month.

How the calculator works: It's a projection of the full year charge based on the investment value you enter, then divided up into the monthly charge. Don't worry, you won't be charged until you've invested.

Enter the value of investments in your Dodl account:

Your full year charge would be (0.15% of what you entered):

£0.00

So your monthly charge would be (it's that charge above divided by 12, min. £1)

£0.00

The calculator is a tool to help you understand the Dodl account charge and compare it with other providers. It doesn’t project your actual charges, which’ll likely differ and be based on the real value of the investments in your account each month. It also doesn’t include any investment charges, like foreign exchange charges or stamp duty for shares, or ongoing charges for funds.

How does Dodl compare?

Well, here's a little comparison table we made earlier.

Investment ISA with...	Monthly subscription?	Annual % charge?	Interest rate on cash	How it works out for a £10,000 investment ISA (monthly/annually)?
Dodl	Nope	0.00%*	3.80% AER variable	£0* / £0*
Freetrade	£4.99	Nope	2.50% AER variable	£4.99 / £59.88
Moneybox	£1.00	0.45%	2.50% AER	£4.75 / £57.00
Chip	£5.99	Nope	Nope	£5.99 / £71.88
Vanguard	£4.00	Nope	1.85% AER	£4.00 / £48.00

1. Charges, subscriptions and interest rates based on those published on all providers' websites on 21 January 2026. Charges can and do change so it's best to check websites for the latest figures. 2. Example of annual and monthly charges based on an investment ISA portfolio value of £10,000. 3. Investment charges, e.g. FX charges for shares and ongoing charges for funds aren't included in this table. 4. Freetrade's charge is based on their standard plan, paid monthly. 5. Vanguard's charge is per person rather than per account. 6. Chip’s charge is based on their ChipX plan, paid monthly. 6. Where charges are based on the value of your investments, monthly charges will change as investment values change.

*For 12 months. Open to new and existing Dodl customers that deposit £1,000 (min) into a Dodl investment ISA between 1 February 2026 and 30 April 2026.

Interest rates on cash

We pay 3.80% AER variable on cash on cash that is not yet invested and is held in any Dodl investment ISA and Lifetime ISA accounts.

That means you’ll be able to earn on the cash you keep in your account while you decide how you’d like to invest – just remember you'll also need some of this cash to cover your account charge.

If you have a pension or general investment account, you won’t earn interest on money you hold as cash.

You can read more about our interest rates on cash by heading to our interest page.

Though they're important to consider, charges aren't everything - make sure the provider you go with offers exactly the products and services you need. And remember, Dodl doesn't do advice, just clear info!

Investment charges

The investments you choose will have their own charges, and they’re not included in the Dodl account charge of 0.15% per year.

You'll be shown a breakdown of the investment charges when you buy or sell any funds or shares in the Dodl app. But just so you recognise them when you see them, take a look below at the different types of investment charges you may get.

Fund charges

All funds (inc. exchange traded funds) available with Dodl have an ongoing charge, given as a % of your investment e.g. 0.20%. It covers the day-to-day costs of running and managing the fund. It’s deducted straight out of your investment by the fund manager – not by Dodl – so you don’t need to do anything to pay it.

On top of the ongoing charge is the fund’s transaction costs (basically the fund manager’s costs to buy/sell investments in the fund). It’s shown as a % of your investment in the fund, like the ongoing charge is, and you’ll be able to see both in the fund’s key investor information.

It’s really important to understand the charges for the funds you’re interested in before deciding whether to invest.
Shares charges

You’ll pay stamp duty when you buy UK shares electronically. It’s set at 0.50% of the value of the shares you’re buying and is deducted at the same time you buy them.

It’s also worth mentioning PTM levy. Again, this isn’t a Dodl charge but a government charge of £1.50 on any shares you buy or sell for over £10,000.

US shares charges (foreign exchange charges)

When you buy or sell shares on a market outside the UK, e.g. the US market, it costs Dodl a little more to place your order. To cover the cost of doing this, and to keep all other costs low on Dodl, you’ll pay a foreign exchange (FX) charge. You’ll see it on-screen as a % of the amount you want to buy or sell.

The FX charge to buy or sell US shares is tiered:

First £10,000	0.75%
Next £10,000	0.50%
Over £20,000	0.25%

For example, if you buy US shares worth £15,000, you will pay 0.75% on £10,000 and then 0.50% on the remaining £5,000.

You'll also pay an FX charge if the company you're invested in pay you a portion of their profits (dividends) in a foreign currency. That's because the amount will need to be converted to pounds before it can be paid into your Dodl account.

The FX charge to convert dividends/corporate action payments is 0.50%.