Dodl charges

Pay as little as £1 per month to invest with Dodl and keep more of the money you make.


Preview of app showing Dodl charge being taken

The Dodl account charge

What's the Dodl account charge?

0.15% of the value of your investments in each account, per year.

It’s paid monthly and is a minimum £1 per month. That’s it! And it’s the same for every Dodl account, be it an investment ISA, lifetime ISA, pension, or general investment account.

It's free to:

  • Open an account
  • Transfer an account
  • Hold cash in an account
  • Withdraw your cash (with certain lifetime ISA exceptions!)
  • Close your account 




How do you pay it?

It’s calculated and collected monthly, from the available cash in your account, so it’s spread out over the whole year.

Remember to keep some cash in your account to cover your Dodl charge each month (don’t worry, you’ll be given a heads up before it’s collected).

Visit the help centre to find out more about how your Dodl charge is calculated and collected.


Find out more


Calculate your Dodl charge

See what your Dodl account would cost you each month.

How it works: It's a projection of the full year charge based on the investment value you enter, then divided up into the monthly charge. Don't worry, you won't be charged until you've invested.

Enter the value of investments in your Dodl account:

Your full year charge would be (0.15% of what you entered):


So your monthly charge would be (it's that charge above divided by 12, min. £1)


The calculator is a tool to help you understand the Dodl account charge and compare it with other providers. It doesn’t project your actual charges, which’ll likely differ and be based on the real value of the investments in your account each month. It also doesn’t include any investment charges, like foreign exchange charges or stamp duty for shares, or ongoing charges for funds.

How does Dodl compare?

Well, here's a little comparison table we made earlier.

Investment ISA with...


Annual % charge?

How it works out for a
£10,000 investment ISA
(monthly / annually)?

Dodl Nope 0.15% (min £1
per month)
£1.25 / £15
Freetrade £5.99 Nope £5.99 / £71.88
Moneybox £1 0.45% £4.75 / £57
Nutmeg Nope 0.45% - 0.75% £5 / £60
Vanguard Nope 0.15% £1.25 / £15
Wombat £1 0.10% £1.83 / £22

1. Charges and subscriptions based on those published on all providers' websites on 5 June 2023. Charges can and do change so it's best to check websites for the latest figures. 2. Example of annual and monthly charges based on an investment ISA portfolio value of £10,000. 3. Investment charges, e.g. FX charges for shares and ongoing charges for funds aren't included in this table. 4. Freetrade's charge is based on their standard plan, paid monthly. 5. Vanguard's charge is per person rather than per account. And for the purposes of this comparison table, an average of Nutmeg's annual charge has been used (0.60%). 6. Because charges (with the exception of Freetrade) are based on the value of your investments, monthly charges will change as investment values change.


Interest rates on cash

We pay 5% interest (5.09% AER variable) on cash that is not yet invested and is held in any Dodl investment ISA and lifetime ISA accounts.

That means you’ll be able to earn on the cash you keep in your account while you decide how you’d like to invest – just remember you'll also need some of this cash to cover your account charge.

If you have a pension or general investment account, you won’t earn interest on money you hold as cash.

You can read more about our interest rates on cash by heading to our interest page.


Though they're important to consider, charges aren't everything - make sure the provider you go with offers exactly the products and services you need. And remember, Dodl doesn't do advice, just clear info!

Investment charges

The investments you choose will have their own charges, and they’re not included in the Dodl account charge of 0.15% per year. 

You'll be shown a breakdown of the investment charges when you buy or sell any funds or shares in the Dodl app. But just so you recognise them when you see them, take a look below at the different types of investment charges you may get.

  • Fund charges

    All funds (inc. exchange traded funds) available with Dodl have an ongoing charge, given as a % of your investment e.g. 0.20%. It covers the day-to-day costs of running and managing the fund. It’s deducted straight out of your investment by the fund manager – not by Dodl – so you don’t need to do anything to pay it.

    On top of the ongoing charge is the fund’s transaction costs (basically the fund manager’s costs to buy/sell investments in the fund). It’s shown as a % of your investment in the fund, like the ongoing charge is, and you’ll be able to see both in the fund’s key investor information.

    It’s really important to understand the charges for the funds you’re interested in before deciding whether to invest.

  • Shares charges

    You’ll pay stamp duty when you buy UK shares electronically. It’s set at 0.50% of the value of the shares you’re buying and is deducted at the same time you buy them.

    It’s also worth mentioning PTM levy. Again, this isn’t a Dodl charge but a government charge of £1 on any shares you buy or sell for over £10,000.

  • US shares charges (foreign exchange charges)

    When you buy or sell shares on a market outside the UK, e.g. the US market, it costs Dodl a little more to place your order. To cover the cost of doing this, and to keep all other costs low on Dodl, you’ll pay a foreign exchange (FX) charge. You’ll see it on-screen as a % of the amount you want to buy or sell.

    FX charge to buy or sell US shares

    Up to £10,000                        


    £10,000 to £20,000                


    Over £20,000                         


    You'll also pay an FX charge if the company you're invested in pay you a portion of their profits (dividends) in a foreign currency. That's because the amount will need to be converted to pounds before it can be paid into your Dodl account.

    The FX charge to convert dividends/corporate action payments is 0.50%.

So what do you get?

That 0.15% goes a long way with Dodl...

  • Full access to the no-nonsense, easy-to-use app and all the support and knowledge Dodl has to offer.


    Preview of app
  • Choose an investment account for any financial goal. Including ISAs and pensions which protect your investments from tax.


    Preview of app showing range of accounts to open
  • A streamlined choice of investments with Dodl's range of AJ Bell funds, themed investments and shares.

    Phone preview showing Dodl investment range in the app
  • Invest with confidence knowing that Dodl is brought to you by AJ Bell. A multi-award-winning, FCA-regulated investment platform.

    AJ Bell logo

    Help’s on hand

    Head to the help centre to have all your questions answered. And you can chat to Team Dodl anytime in the app or at

    Get a little help

    You can always learn more before (and after) taking your first investing steps with Dodl. Pop the kettle on, get comfortable and head to the Dodl learn tab, where you can master the basics of investing.

    Get started today

    It's important to know

    You have to be a UK resident for tax purposes to open an account with Dodl.

    The past performance of investments isn't an indicator of their future performance and their value can go down as well as up. This means you could get back less than you originally invested. 

    Dodl doesn’t offer any advice so if you’re not sure about the risks involved with investing, you should speak to a suitable financial adviser. 

    How you're taxed depends on your circumstances, and tax rules can change in future.