With a Dodl pension, investing towards your retirement goals couldn't be easier.
You're in control
Pay in up to your earnings each tax year and control how your pension savings are invested. Choose anything from Dodl's straightforward range of investments, including the pension builder fund.
Tax relief top-up
When you save into a pension you’ll get basic tax relief – a 25% top-up from the government for paying into a pension. (If you’re a higher taxpayer you can claim extra tax relief via your self-assessment.)
Your investments, wrapped
Pensions have the added benefit of being a 'tax wrapper' meaning your investments can grow and earn income tax-free while they're in your pension.
It's never too early
The earlier you start saving into a pension, the longer you have to keep it invested – and the more you could potentially grow your retirement savings.
You can pay in up to your earnings each year, but be aware of the upper limit on this of £60,000. (Your limit could be lower if you're a higher earner or you've taken money out of a pension.)
Withdrawing your pension
You can only take money out of your pension once you reach the pension age (currently 55 but increasing to 57 from 2028).
Your personal circumstances affect how you're taxed and how much tax relief you’ll get. Tax and pension rules could change in future.
Investing carries risk
Because you can’t access your pension savings for a long time, investing them can make a lot of sense – so you can potentially grow your retirement pot. But as with all investing, your money is at risk.
This page covers some of its most important points but before you open a Dodl pension, make sure you read its key features.
Why choose a Dodl pension?
Because Dodl keeps things simple. You can open your pension and start your investing journey with as little as £25 a month. And here are just a few more reasons…
Combine your pensions
Time to get a handle on your pension pot? It's easy to transfer your unloved pensions to Dodl and get them working harder for your retirement.
Part of AJ Bell
You get all the AJ Bell experience and expertise, squeezed into one easy-to-use, no-nonsense investment app.
Invest for less with just a 0.15% account charge - making Dodl one of the best value investment apps around.
While investing with Dodl is…a doddle, it carries risk. The value of your investments can go down as well as up and you could end up with less than you put in.
0.15% of the value of your investments per year (min £1 per month).
How will I pay it?
It’s collected from the available cash in your pension once a month, so it’s spread over the whole year.
Open your account
Sign up and open your shiny new pension in minutes
Before you go for it, check transferring is the right thing for you and your retirement goals. Be sure to compare the charges and benefits offered by your current pension provider and Dodl.
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